Camperhuur El Monte RV: verzekeringen

De camperhuur is inclusief basis- en VIP-verzekering.

Eigen risico is $ 1000 per gebeurtenis.

Voor uitgebreide aansprakelijkheid kun je ter plaatse een SLI-verzekering afsluiten.

In plaats daarvan is het ook mogelijk de uitgebreide aansprakelijkheid alsmede het eigen risico af te dekken middels de eigen risico- en camperverzekering van De Europeesche. Informeer bij Tioga Tours naar de mogelijkheden.

Onderstaande informatie is ons verstrekt door El Monte RV

Bekijk het volledige huurcontract inclusief uitleg van begrippen

El Monte RV is not responsible for travel operators’ or their agents’ misrepresentation of facts described in the insurance paragraphs included below.

All coverage and waivers are subject to the expressed terms and conditions of the rental contract signed by the client on pick up.

In the event of an accident, renter and / or driver must disclose to El Monte RV any insurance coverage they may have.

This outline description is not a complete description of the various coverage plans. The El Monte RV rental agreement contains the complete legal provisions of the plans.

12. INSURANCE - RENTER AGREES TO MAINTAIN AUTOMOBILE INSURANCE during the term of this Rental Contract, providing the Lessor, the Renter, and any other person using or operating the Rental Vehicle with the following primary coverage:

  a) Bodily injury and property damage liability coverage.
  b) Personal injury protection, no fault, or similar coverage where required.
  c) Uninsured / underinsured coverage where required, and
  d) Comprehensive and collision damage coverage extending to the Rental Vehicle. Renter’s insurance will provide at least the minimum limits of coverage required by the financial responsibility laws of the state or province where the loss occurs. Because the Renter is providing automobile insurance, Lessor is not. In states or provinces where the law requires Lessor to provide insurance Lessor will provide excess only, up to the minimum limits required by the financial responsibility laws. The Renter’s insurance will be primary. Any insurance Lessor is required to provide applies to claims of bodily injury and property damage only. Lessor’s policy contains exclusions, conditions, and limitations applicable to anyone claiming coverage. Renter agrees to cooperate with Lessor’s insurer if any claim is made. Lessor’s insurance applies only in the United States and Canada. Renter must obtain written permission, and purchase special liability insurance to use or operate the Rental Vehicle in Mexico. Where permitted by law, Renter rejects uninsured, underinsured, supplemental, personal injury protection, and no fault coverage. Where Lessor is required to provide such coverage, Renter is afforded the minimum limits required by law. Any breach of this Rental Contract will void any insurance coverage.

13. VEHICLE INCIDENT PROTECTION (VIP) – SEE MASTER POLICY FOR COMPLETE DETAILS.
The Lessor may offer VIP which is separate protection that reduces Renter's financial responsibility for covered physical damage to the Rental Vehicle to the applicable deductible. VIP is a contractual agreement between the Lessor and Renter, wherein Lessor agrees not to collect more than the applicable deductible of $1,000 per occurrence from Renter for damages to the Rental Vehicle, subject to exclusions. Renter is responsible for paying collision and comprehensive damage up to the amount of the applicable deductible.

Jurisdiction: USA and Canada
Coverage: VIP provides coverage for certain physical damage to the Rental Vehicle provided Renter is in compliance with all of the terms and conditions of the Rental Contract. Renter's financial responsibility is reduced to the amount of the deductible per occurrence for physical damage to the Rental Vehicle except for listed exclusions provided Renter is in compliance with all of the terms and conditions of the Rental Contract. By Renter’s acceptance of VIP, indicated by Renter’s initials on “Page B of the Rental Contract and payment of proper charges for VIP, and if the Rental Vehicle is used as permitted and Renter does not violate any provision or terms and conditions of this Rental Contract, the following applies: Renter is responsible for any and all loss of or damage to the Rental Vehicle from any cause regardless of fault up to the maximum amount of the deductible.
Deductible: The deductible is $1,000 per occurrence with VIP. (Luxury Class and Diesel Pusher models are Excluded). The $1,000 deductible is non-refundable regardless of fault or recovery.
Exclusions - VIP: Use of the Rental Vehicle in violation of the terms and conditions of the Rental Contract. Rental Vehicle swaps. Protection for personal property and non-accidental damages. Costs incurred in transporting damaged vehicle to the rental station, including towing and storage. Some examples of exclusions are vandalism, windshield damage, and interior damage. VIP does not apply, and the Renter is responsible for any and all loss of or damage to the Rental Vehicle at actual or estimated cost per occurrence caused by (i) overhead damage, including awnings, (ii) undercarriage damage, including entry step, tires & wheels, (iii) all damage caused during off-road use, (iv) overheating or freezing vehicle systems, (v) damage from backing up the Rental Vehicle, and (vi) any accident caused by willful misconduct, violation of any law, and/or while driving under the influence of drugs and/or alcohol, (vii) damage to motor home slide-out, (viii) damage caused by failure to maintain the Rental Vehicle, (ix) or any form of inattentive driving, including falling asleep.
Luxury Class and Diesel Pusher models: Higher deductible and security deposits for these classes apply. Please see the addendum for their respective amounts.

14. RENTER’S LIABILITY INSURANCE (RLI) – SEE MASTER POLICY FOR COMPLETE DETAILS.
Rental Liability Insurance (RLI) is optional protection you can elect to purchase when you rent your El Monte RV Rental Vehicle. By Renter’s acceptance of RLI, indicated by Renter’s initials on the “Page B of the Rental Contract - RLI” and payment of proper charges for RLI and when offered under this Rental Contract, RLI provides the Renter auto liability insurance that protects Renter for up to the state or provincial minimum financial responsibility limits against claims made by a third party for death, bodily injury and/or property damage sustained as a result of an accident while Renter is operating the Rental Vehicle. RLI, to the extent permitted by applicable state or provincial law, is primary. RLI is subject to all the provisions, limitations, and exceptions of the Master Policy, copies of which are available upon request to the company’s Corporate office.

Jurisdiction: USA and Canada
Coverage: Rental Liability Insurance (RLI) provides auto liability insurance that protects Renter for up to the state or provincial minimum financial responsibility limits against claims made by a third party for death, bodily injury and/or property damage sustained as a result of an accident while Renter is operating the Rental Vehicle.
Limits: The limit of coverage available for any one accident is the minimum financial responsibility limits of the state or province in which the accident occurs. Rental Liability Insurance, to the extent permitted by applicable state or provincial law, is primary. Uninsured and underinsured motorist coverage for bodily injury per person per accident and for bodily injury per accident is the statutory limits of the state or province in which the accident occurs.
Deductible: There is no deductible with Rental Liability Insurance.
Exclusions - RLI: Exclusions include but are not limited to the following: Use of the rental vehicle in violation of the terms and conditions of the Rental Contract. Accidents which occur while Renter is under the influence of alcohol or narcotics. Accidents arising out of the use of the Rental Vehicle by an unauthorized driver.

PLEASE SEE THE MASTER POLICY. This outline is not a complete description of the coverage. The Master Policy contains the legal provisions of the plan copies of which are available upon request to the company’s Corporate office.

Claims: Contact your rental location for a claim form and claim procedures.

This is merely a summary and is not a complete description of the coverage. The Master Policy contains the legal provisions of the plan, copies of which are available upon request from the company’s Corporate office.

   Renter will indemnify and hold the Lessor harmless from and against any loss, liability and expense in excess of the limits or beyond the scope of the protection provided for above arising from the use or possession of the Rental Vehicle by Renter or other person with Renter's permission.
    Coverage is void and not effective if Renter violates any of the terms and conditions of the Rental Contract or if Rental Vehicle was obtained through a Rental Contract based on false or fraudulent information.
    Renter accepts or declines coverage at the rate(s) included in the Rental Contract. Acceptance is proof of Coverage under Policy issued to Lessor as outlined in separate brochure. RLI is an insurance program offered by an independent insurance company and not Lessor. The insurance premium, administration and/or service fee, if any, are included in Page A of the Rental Contract. The terms and conditions of RLI coverage are outlined in a brochure available at the rental counter.

15. SUPPLEMENTAL LIABILITY INSURANCE (SLI) – SEE MASTER POLICY FOR COMPLETE DETAILS. Supplemental Liability Insurance (SLI) is optional protection you can elect to purchase when you rent your El Monte RV Rental Vehicle. By Renter’s acceptance of SLI, indicated by Renter’s initials on the “Page B of the Rental Contract - SLI” and payment of proper charges for SLI and when offered under this Rental Contract, SLI provides the Renter excess auto liability insurance that protects Renter for the difference between the underlying insurance and $1,000,000 against claims made by a third party for death, bodily injury and/or property damage sustained as a result of an accident while Renter is operating the Rental Vehicle. SLI, to the extent permitted by applicable state or provincial law, is excess/secondary to any valid and collectible liability insurance Renter may have. Supplemental Liability Insurance is excess of all other available insurance including a Personal Umbrella Policy of Renter. If the Renter is from a foreign country and purchased a foreign SLI policy, the foreign SLI policy will be primary and the SLI purchased pursuant to this Rental Contract will be secondary. SLI is subject to all the provisions, limitations, and exceptions of the Master Policy, copies of which are available for review at the rental station.

Jurisdiction: USA and Canada
Coverage: Supplemental Liability Insurance (SLI) provides auto liability insurance that affords Renter for up to $1,000,000 against claims made by a third party for death, bodily injury and/or property damage sustained as a result of an accident while Renter is operating the Rental Vehicle.
Limits: The limit of coverage available for any one accident is the difference between the underlying insurance and $1,000,000. Supplemental Liability Insurance, to the extent permitted by applicable state or provincial law, is excess/secondary to any valid and collectible liability insurance you may have.
Deductible: There is no deductible with Supplemental Liability Insurance.
Exclusions - SLI: Exclusions include but are not limited to the following: Use of a rental vehicle in violation of the terms and conditions of the Rental Contract. Accidents which occur while Renter is under the influence of alcohol or narcotics. Accidents arising out of the use of the Rental Vehicle by an unauthorized driver.

SEE MASTER POLICY FOR ALL EXCLUSIONS. This outline is not a complete description of the coverage. The Master Policy contains the legal provisions of the plan. Copies of which are available upon request.

Claims: Contact your rental location for a claim form and claim procedures.

This is merely a summary and is not a complete description of the coverage. The Master Policy contains the legal provisions of the plan, copies of which are available upon request from the company’s Corporate office.

    Renter will indemnify, defend, and hold the Lessor harmless from and against any loss, liability and expense in excess of the limits or beyond the scope of the protection provided for above arising from the use or possession of the Rental Vehicle by Renter or other person with Renter's permission.
    Coverage is void and not effective if Renter violates any of the terms and conditions of the Rental Contract or if Rental Vehicle was obtained through a Rental Contract based on false or fraudulent information.
    Renter accepts or declines coverage at the rate(s) included in the Rental Contract. Acceptance is proof of coverage under Policy issued to Lessor as outlined in separate brochure. SLI is an insurance program offered by an independent insurance company. The insurance premium, administration and/or service fee, if any, are included in Page A of the Rental Contract. The terms and conditions of SLI coverage are outlined in a brochure available at the rental counter.

16. MEXICO AUTO LIABILITY INSURANCE (MALI) – SEE MASTER POLICY FOR COMPLETE DETAILS.
Mexico Auto Liability Insurance (MALI) is optional protection you can elect to purchase when you rent your El Monte RV vehicle.

Jurisdiction: Mexico
Coverage: Mexico Auto Liability Insurance provides coverage for physical damage to or total theft of the Rental Vehicle, third party liability and medical payments. Coverage also includes legal assistance to aid in the prevention of the driver from going to jail. By Renter’s acceptance of MALI, indicated by Renter’s initials on “Page B of the Rental Contract - MALI” and payment of proper charges for MALI and when offered under this Rental Contract, MALI provides the Renter limited coverage for physical damage to or total theft of the Rental Vehicle, third party liability and medical payments while traveling in Mexico. MALI is subject to all the provisions, limitations, and exceptions of the Master Policy, copies of which are available upon request from the company’s Corporate office.
Maximum Limits: Physical damage: Maximum $100,000 for collision, upset, overturn, etc. Total theft: Maximum $100,000. Coverage excludes partial theft. Auto Liability: Maximum $1,000,000 combined single limit for property damage and bodily injury. Medical payments: $3,000 per person and $15,000 per accident.
Legal assistance: Maximum limit of $43,000.
Deductible: Physical damage: The deductible for physical damage is 3% of the actual cash value of the RV with a minimum deductible of $600. Total theft: The deductible for total theft is 5% of the actual cash value of the RV with a minimum deductible of $600. Coverage excludes partial theft.
Exclusions - MALI: SEE MASTER POLICY FOR EXCLUSIONS
Exclusions include but are not limited to the following: Use of a rental vehicle in violation of the terms and conditions of the Rental Contract. Accidents which occur while Renter is under the influence of any amount of alcohol or narcotics. Accidents arising out of the use of a rental vehicle by an unauthorized driver. Coverage excludes partial theft.
Claims: All accidents must be reported immediately by the Renter to the Mexico Insurance Carrier or to the adjuster before returning to the USA. Telephone numbers are provided to Renter prior to Rental Vehicle departure.
This is merely a summary and is not a complete description of the coverage. The Master Policy contains the legal provisions of the plan, copies of which are available upon request.

   Renter will indemnify, defend and hold the Lessor harmless from and against any loss, liability and expense in excess of the limits or beyond the scope of the protection provided for above arising from the use or possession of the Rental Vehicle by Renter or other person with or without Renter's permission.
    Coverage is void and not effective if Renter violates any of the terms and conditions of the Rental Contract or if Rental Vehicle was obtained through a Rental Contract based on false or fraudulent information.
    Renter accepts or declines coverage at the rate(s) included in the Rental Contract. Acceptance is proof of coverage under Policy issued to Lessor as outlined in separate brochure. MALI is an insurance program offered by an independent insurance company. The insurance premium, administration and/or service fee, if any, are included in Page A of the Rental Contract. The terms and conditions of MALI coverage are outlined in a brochure available at the rental counter.

Disclaimer
Bovenstaande informatie is onder voorbehoud van wijzigingen. Tioga Tours BV aanvaardt geen enkele aansprakelijkheid voor de gevolgen van eventuele fouten in deze informatie.